SME Loan
This is applicable to the SMEs in Macau for purchasing plants for industrial use, commercial buildings, operating equipment and special projects that require financing such as enterprise restructure and innovations, product promotion, quality improvement as well as operating funding. Applicants have to comply with the statutory requirements of this financing programme for SMEs and have to submit required documents. Our Bank may help the applicants to apply for the “Interest Subsidized scheme on Bank Loans to Enterprises“, “SME Credit Guarantee Scheme” and “SME Credit Guarantee Scheme Designated for Special Projects” from Macau Economic Services once verified
Corporate Financing Interest Subsidy Scheme |
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Maximum Credit Guarantee |
N/A |
Maximum Loan Amount |
MOP 10 Million |
Length of Repayment (Year) |
Maximum 4 years |
Scope |
Applicable to the purchase of machinery, plant, office and refurbishment made within the last 6 months for business purpose |
Eligibility |
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Small and Medium-sized Enterprises Credit Assurance Scheme |
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Maximum Credit Guarantee |
MOP 3.5 Million (Government credit guarantee equals to 70% of the loan amount) |
Maximum Loan Amount with Interest Subsidy |
N/A |
Length of Repayment (Year) |
Maximum 5 years |
Scope |
Applicable to the purchase of machinery, plant, office and refurbishment made within the last 6 months for business purpose |
Eligibility |
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Small and Medium-sized Enterprises Special Project Credit Assurance Scheme |
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Maximum Credit Guarantee |
MOP 1 Million (Government credit guarantee equals to 100% of the loan amount) |
Maximum Loan Amount with Interest Subsidy |
N/A |
Length of Repayment (Year) |
Maximum 5 years |
Scope |
Applicable to the special projects related to innovation & transformation, brand promotion or product quality improvement |
Eligibility |
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