Public Liability Insurance
Public Liability Insurance indemnifies the insured for his/her neglect and improper management against civil liability of compensation to the third parties for physical injury, death or property damage.
The public liability insurance in relation to fixing of propaganda and publicity material (signboard insurance) is to indemnify the insured against compensation liability for accidental physical injury and damage to any property of the third parties caused by indoor or outdoor signboards.
The insurance coverage of signboard includes:
According to the Macau Civil Code, for any physical injury or damage to property of third parties caused by publicity or propaganda materials, the injured person may ask the insured for compensation within the limit of indemnity.
The insurer will be liable for the fees and expenses caused by litigation involved under instructions, including other expenses with prior written consent by the insured.