Property insurance is a policy that provides financial reimbursement to the owner or renter of a structure and its contents in the event of damage, which covers both Residential buildings and Office/Shop.

Fire insurance coverage:

(a) Accidental fire in your own place;

(b) Fire spreads from your neighbor or water stains and smoke stains caused during fire extinguishment;

(c) Damages caused by thunder and lightning; explosion of kitchen appliances or gas fuel;

(d) Other inevitable losses caused by firemen during fire extinguishment

Coverage Summary

Property Insurance covers office contents along with increased cost of working due to business interruption, loss of money, and legal liability of damage or injury to others and their property.


All Risk & Business Interruption Insurance. "All Risks" cover including loss or damage caused by the following accidents with an extra premium.


(a) Crack of water pipe or overflow of water tank;

(b) Typhoon;

(c) Leakage of sprinkler;

(d) Dropping of flying objects;

(e) Explosion;

(f) Burglary;

(g) Collision of vehicles;

(h) Intentional damages caused by strikes and riots


      [email protected] 

      (852) 2533 0800

       5/F, Luk Kwok Centre,
           72 Gloucester Road,
           Wanchai, Hong Kong