Lines of Business

Deposit Taking

• Current and Savings accounts in local and foreign currencies
• Fixed-term deposits in local and foreign currencies
• Multi-purpose accounts

Trade Financing

• Issuance of letters of credit
• Trust receipt financing
• Export DA / DP bill discounting and collection
• Packing credit
• Negotiation of export bills

Treasury Services

• Foreign exchange spot and futures dealing
• Foreign currency banknote dealing
• Mail and telegraphic transfers and demand drafts
• Physical gold and gold futures trading
• Foreign currency cheque negotiation
• Issuance of travellers' cheques

Commercial / Consumer Loans

• Mortgage loans
• Machinery and equipment financing
• Consumer goods instalment loans
• Accounts receivable financing
• Gold loans
• Various kinds of commercial lending
• SME loans

Investment & Merchant Banking Services

• Stock broking, financial futures and options broking
• Underwriting of new issues and placement of securities
• Merger and acquisition advisory services
• Portfolio management
• Offering of unit trusts and mutual funds
• Fixed and floating-rate bonds
• Custodial services
• Secretarial, accounting and nominee services

Insurance Underwriting & Agency Services

• Fire, marine and accident insurance
• Export credit insurance
• Travel insurance
• Medical insurance
• Motor vehicles insurance
• Home insurance
• Personal accident insurance

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