A means of convenience finance for depositors to meet their occasional and unexpected needs for cash. With a Loan against Fixed Deposit, you can apply for a short-term loan up to 95% for MOP/HKD currency and 90% for major foreign currency of the deposit amount being pledged to us.

Minimum loan amount of MOP/HKD10,000 or equivalent. Maximum loan repayment period of 6 months for foreign currency deposits and 12 months for HKD deposits. Repayment of principal and interest on maturity will normally coincide with the tenor of the pledged deposit. For more information, please contact our Consumer Credit Department at (853) 2855 9898

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